Subhadra Yojana: Empowering Odisha Women to Transform Their Lives

subhadra yojana 3rd installment

In a quiet Puri village, 35-year-old Saraswati dreamed of opening a grocery shop to support her family. With no savings, her hopes seemed distant, until Subhadra Yojana transformed her life. Using her first ₹5,000 installment, she bought stock and the required inventory, launching her shop in weeks. Today, her thriving business funds her daughter’s education. Similarly, Anita from Khordha used her ₹5,000 to buy a sewing machine, stitching a path to financial independence.

This women empowerment scheme was launched by Prime Minister Narendra Modi on September 17, 2024. It is aimed to uplift over 1 crore Odisha women aged 21–60 with ₹50,000 support over five years. This amount is delivered via two ₹5,000 installments annually on Raksha Bandhan and International Women’s Day through Direct Bank Transfer (DBT) to Aadhaar-linked accounts.

Missed your Subhadra Yojana 3rd installment? Need to check your Subhadra Yojana status or fill the Subhadra Yojana form? The relaunched Subhadra Yojana portal (August 9, 2025) simplifies applications until March 31, 2026, at subhadra.odisha.gov.in. Explore Subhadra Plus 2025 initiatives like Subhadra Suraksha Yojana for safety and earn a ₹500 digital literacy bonus for cashless transactions!

Quick Links: Apply Online | Check Status | Fix 3rd Installment Issues | Subhadra Plus

What is Subhadra Yojana?

The Subhadra Yojana is managed by Odisha’s Women and Child Development Department. It is a flagship initiative to empower economically weaker women. It provides ₹50,000 over five years, disbursed as ₹10,000 annually in two ₹5,000 installments on Raksha Bandhan (August) and International Women’s Day (March). These payments reach your Aadhaar-linked bank account through DBT, ensuring transparency and ease.

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The scheme also fosters digital literacy. Women who master cashless transactions (e.g., using UPI or debit cards) can earn a ₹500 bonus if they rank among the top 100 in their Gram Panchayat or ULB. With a ₹10,145 crore budget, including ₹153 crore for women’s safety via Subhadra Suraksha Yojana, Subhadra Yojana is transforming lives across Odisha’s districts, blocks, and villages. Explore other women’s welfare schemes like Maharashtra’s Ladki Bahin Yojana, West Bengal’s Lakshmir Bhandar and Madhya Pardesh’s Ladli Behna Yojana


Real Impact: From Bhubaneswar to Balasore, women are using Subhadra funds to start businesses, fund education and secure their families’ futures. This proves that small support can create big change.

How it Works?

Understanding the Subhadra Yojana process is the key towards getting your payment. Here are the steps:

subhadra yojana

Support:

Are you facing issues? Use the grievance portal, helpline (14678), or local centres to resolve payment delays or application errors. The Odisha Government has designed Subhadra Yojana with free support at every step especially for rural women.


As of May 2025, applicants cannot apply or check status via a public mobile app. The official subhadra yojana portal subhadra.odisha.gov.in has been optimized for mobile browsers like Chrome or Safari. A Subhadra App (available on Google Play) exists but is for Designated Agencies to conduct Aadhaar e-KYC verification, not for public use. Follow @WCD_Odisha on X or call 14678 for updates on potential public apps. You can check GST in Australia, New Zealand and Worldwide using our Calculator Tool. To Check GST click here GST Calculator .


Benefits of Subhadra Yojana

The Subhadra Yojana offers more than just money; It is a gateway to empowerment available for both married or unmarried women. Here’s how it helps:

  • Financial Independence: ₹50,000 over five years supports small businesses, education, healthcare, or savings. For example, Anita from Khordha used her ₹5,000 to buy a sewing machine, earning steady income.
  • Digital Literacy: Bonuses for cashless transactions teach women to use UPI, mobile banking, and debit cards. This helps in increasing the digital literacy.
  • Social Empowerment: By targeting economically weaker women the scheme intends to uplift families and communities. This in return is an important step for gender equality.
  • Safety and Support: The 2025 Subhadra Plus initiatives add women’s safety programs and faster grievance solution, ensuring every woman feels secure.
  • Flexibility: Use funds for any purpose—no restrictions mean you decide what’s best for your future.

Story Spotlight: Rina from Balasore used her Subhadra funds to pay for her mother’s medical bills, easing her family’s burden and showing the scheme’s real-world impact.

Who Can Apply? Eligibility Criteria

This scheme is for Odisha women ready to shape their futures. You qualify if you meet these criteria:

  • Gender: Only women are eligible.
  • Age: Between 21 and 60 years as of the application date.
  • Bank Account: Have an Aadhaar-linked, DBT-enabled bank account for payments (see Subhadra Yojana Aadhaar card requirements).
  • Residency: Must be a permanent Odisha resident with proof (e.g., voter ID, ration card, electricity bill). If you need any assistance in Tamil Nadu regarding legal proof of ownership you can check Patta Chitta.
  • e-KYC: Complete electronic Know Your Customer verification using OTP sent to your Aadhaar-linked mobile or biometric scans at CSCs.
  • Income or Card:
    – Hold a National Food Security Act (NFSA) or State Food Security Scheme (SFSS) card for automatic eligibility.
    – No card? Your family income must be less than ₹2.5 lakh annually, verified by an income certificate.

Who Cannot Apply?

  • Women receiving ₹1,500/month or more from other government welfare schemes.
  • Government employees or their immediate family members.
  • Current or former MPs, MLAs, or elected Panchayat or ULB representatives.
  • Families owning more than 5 acres of irrigated land or 10 acres of unirrigated land.
  • Owners of four-wheelers (except tractors, small trucks, or commercial vehicles).

Quick Tip: If you are not sure about your NFSA/SFSS card? Visit your Anganwadi Centre or CSC for a free eligibility check. They’ll guide you through the process.

Hindi Support: Hindi-speaking women can request Hindi application forms or helpline assistance (14678). Key terms: Apply (आवेदन करें), Status (स्थिति), DBT (प्रत्यक्ष लाभ हस्तांतरण).


Story Spotlight: Priya, a 28-year-old single mother from Puri, qualified with her NFSA card. Her first ₹5,000 bought school supplies for her son reducing her financial stress.

What Documents Do You Need?

To apply, gather these Subhadra Yojana important documents:

  • Aadhaar Card: Required for identity and e-KYC verification.
  • Income Certificate: Needed if you lack an NFSA/SFSS card to prove income below ₹2.5 lakh.
  • Residence Proof: Any document (e.g., ration card, voter ID, electricity bill) showing you live in Odisha.
  • Aadhaar-Linked Bank Account: Provide a bank passbook or statement with account number and IFSC code.
  • Mobile Number: Linked to Aadhaar for receiving OTP during verification.
  • Passport-Size Photo: Necessary for offline applications at government centres.

Pro Tip: Save digital copies of these documents on your phone or Google Drive for quick uploads during online applications. For offline submissions, carry photocopies to CSCs or Anganwadi Centres. PDF download Subhadra Yojana from the official portal.

Preparation for Application: Before applying, visit your bank to confirm your Aadhaar is linked to your account. This prevents payment delays due to NPCI issues. Also, ensure your mobile number is active and Aadhaar-linked to receive OTPs smoothly.


How to Apply Online?

Applying for this landmark initiative online is fast, free, and designed for convenience. Here’s how to do it (Subhadra Yojana form kaise bharen):

  • Visit the Official Portal: Go to subhadra.odisha.gov.in or the Women and Child Development Department website.
  • Register or Log In: Enter your Aadhaar number and Aadhaar-linked mobile number to sign up or log in.
  • Fill the Application Form: Provide:
  • Personal details: Name, address, Aadhaar number, date of birth.
  • Income details: NFSA/SFSS card number or family income information.
  • Bank details: Aadhaar-linked account number, IFSC code, and bank name.
  • Upload Documents: Attach digital copies of your Aadhaar card, income certificate (if needed), and age proof (e.g., birth certificate or voter ID).
  • Review and Submit: Double-check all entries for accuracy, then click Submit.
  • Save the Receipt: Download or screenshot the acknowledgment receipt with your application ID for future reference.

After submission the officials verify your eligibility and documents. If approved, you’ll receive an SMS confirming your place on the beneficiary list, and payments begin on the next Raksha Bandhan or International Women’s Day.

Need Help? Our online application guide offers troubleshooting tips and step-by-step visuals to ensure a smooth process.

Subhadra Yojana 5 steps to apply

Common Mistakes to Avoid:
> Entering the wrong Aadhaar number or bank account details.
> Uploading blurry or incomplete documents.
> Using an unlinked mobile number, which blocks OTP verification.

How to Fill Subhadra Yojana Form

Filling the Subhadra Yojana form is simple, whether online or offline. Follow these steps for Subhadra Yojana form kaise bharen:

Online Form:

  1. Visit subhadra.odisha.gov.in and click “Apply Now.”
  2. Enter Aadhaar number and OTP from your Aadhaar-linked mobile.
  3. Fill personal details: Name, date of birth, address, and mobile number.
  4. Add bank details: Aadhaar-linked account number, IFSC code, bank name.
  5. Input income details: NFSA/SFSS card number or upload income certificate (<₹2.5 lakh).
  6. Upload documents: Aadhaar card, residence proof, passport-size photo.
  7. Submit and save the application ID.

Offline Form:

  1. Get the application form PDF download Subhadra Yojana from the official portal or collect from CSC/Anganwadi.
  2. Fill in Odia, Hindi, or English: Name, Aadhaar number, bank details, income details.
  3. Attach photocopies: Aadhaar card, residence proof, income certificate, bank passbook.
  4. Submit at CSC, Mo Seva Kendra, or Anganwadi Centre by March 31, 2026.
  5. Complete e-KYC via OTP or biometrics at the centre.

Story Spotlight: Laxmi from Bhubaneswar applied online in just 10 minutes. Her first ₹5,000 helped her start a tailoring business, proving how easy the process can be.

How to Apply Offline at Government Centres?

For women without internet access or who prefer face-to-face support, offline applications are available at these locations:

  • Anganwadi Centres: Local hubs with trained staff to assist.
  • Block Offices: Government offices for block-level support.
  • Municipal Body Offices: Nagar Palika or Nagar Nigam for urban applicants.
  • Mo Seba Kendras: One-stop service centres across Odisha.
  • Common Service Centres (CSCs): Digital kiosks offering free application help.

Steps to Apply Offline (Subhadra Yojana form kaise bharen):

  • Collect the Form: Get a free form from any listed centre or download it from subhadra.odisha.gov.in (print the PDF).
  • Fill It Carefully: Include:
  • Personal details: Name, Aadhaar number, address, date of birth.
  • Bank details: Aadhaar-linked account number, IFSC code, bank name.
  • Aadhaar-linked mobile number: For OTP verification.
  • Income details: NFSA/SFSS card number or family income.
  • Attach Documents:
  • Aadhaar card (photocopy).
  • Residence proof (e.g., voter ID, ration card).
  • Income certificate (if no NFSA/SFSS card).
  • Bank passbook or statement showing Aadhaar linkage.
  • Passport-size photo.
  • Submit the Form: Return it to the same centre, where staff will verify and submit your application.

Approved applicants receive ₹10,000 annually in two ₹5,000 installments via DBT. Anganwadi workers and CSC staff are trained to make the process easy especially for rural women.

VLE Verification:

  • Village Level Entrepreneurs (VLEs) at CSCs and Mo Seba Kendras (MSKs, or Multi-Service Kendras) verify documents and assist with e-KYC.
  • VLEs log in via csc.gov.in or project-s.estpl.net:8447/csc-agency/login, while MSK operators use project-s.estpl.net:8447/msk-agency/login.
  • Visit by 9 AM with Aadhaar and passbook for free support.

Field Verification: After submission, field officers verify residence and income within 15 days using tools like the Subhadra Field Enquiry App. If you lack an income certificate, submit a self-declaration form (downloadable at subhadra.odisha.gov.in) to confirm eligibility.


Tips for Success:
~ Visit centres early to avoid crowds.
~ Bring a family member or friend to help with paperwork.
~ Ask staff to double-check your Aadhaar and bank details before submission.


Success Story: Sunita from Cuttack applied offline at her Mo Seba Kendra. With her first ₹5,000, she bought seeds for her vegetable farm, doubling her income and inspiring her village.

How to Check Your Application Status?

Curious about your application? Get your Subhadra Yojana list name check in a few clicks:

subhadra yojana status check

Village/Block/District Lists:

Access beneficiary lists (village, Gram Panchayat, block, or district-wise) at subhadra.odisha.gov.in > “Beneficiary List” or at CSCs/Anganwadi Centres. Enter your Aadhaar number or village name to check inclusion. Download the Subhadra Yojana list name check PDF for village/block/district lists. Subhadra Yojana New List can also be downloaded from the official portal.

What Do Statuses Mean?

  • Pending: Officials are reviewing your application. Wait 7-10 days for updates.
  • Approved: You’re on the beneficiary list, and payments will start soon.
  • Rejected: Check the Rejected List on subhadra.odisha.gov.in and file a grievance to appeal.

Hindi Guide: “Under process” (प्रक्रिया में) means your application is under review. Check status at subhadra.odisha.gov.in > “Application Status” (आवेदन स्थिति) using Aadhaar and OTP. Call 14678 for Hindi support.


What If It’s Pending Too Long? Contact the helpline (14678) or visit a CSC with your application ID. Our status check guide has detailed troubleshooting tips.


Pro Tip: Keep your acknowledgment receipt safe, as the application ID can speed up status inquiries or grievance filings.

How to Fix Payment Issues?

If your payment, including the Subhadra Yojana 3rd installment date (August 9, 2025), hasn’t arrived, it’s likely due to National Payments Corporation of India (NPCI) issues, such as an unlinked Aadhaar or inactive DBT account. Here’s how to resolve:

  1. Check the NPCI Rejected List:
    • Visit subhadra.odisha.gov.in.
    • Click “Bank A/c Activation or Updation Needed List” on the homepage.
    • Select your District, Block/ULB, and GP/Ward, then click View.
    • If your name is listed, proceed to the next step.
  2. Visit Your Bank:
    • Bring your Aadhaar card, bank passbook, and application receipt.
    • Complete e-KYC verification (biometric scan or OTP-based).
    • Confirm Aadhaar is linked to your DBT-enabled account.
  3. Re-Check the List: After 1-3 days, verify your name is removed from the NPCI list.

If you have not received your payment, you can click here to see the reasons and their solution.

Common NPCI Issues:

  • Aadhaar not linked to your bank account.
  • Inactive account due to no transactions.
  • Mismatched details between Aadhaar and bank records.

Resolution Time: Most issues are fixed within 1-3 days after bank updates. If problems persist, file a grievance (see below).


Expert Tip: Ask your bank to update your NPCI mapping to ensure smooth DBT payments.


Story Spotlight: Rina from Balasore faced a payment delay but visited her bank to fix her Aadhaar linkage. Her ₹5,000 arrived within days, helping her pay for her mother’s medicines.

How to Address Subhadra Yojana Grievances?

Are you encountering issues like payment delays, application rejections, or e-KYC failures? The Government of Odisha offers simple ways to file grievances and get back on track:

  • Online Grievance Portal: Visit subhadra.odisha.gov.in/grievance-login, log in with your Aadhaar number, and submit a complaint with your application ID and supporting documents (e.g., bank statement, Aadhaar card).
  • Helpline Support: Call 14678 during working hours (9 AM–5 PM), share your application ID, and explain your issue (e.g., non-payment, rejected application).
  • Offline Channels: Visit Subhadra Shibira Grievance Camps, Mo Seba Kendras, CSCs, or Anganwadi Centres with your Aadhaar card, bank passbook, and application receipt.

Common Grievance Types:

  • Non-payment due to NPCI errors or bank issues.
  • Application rejection for incomplete documents or eligibility mismatches (e.g., DLSC/MLSC rejected Subhadra Yojana by District/Multi-Level Selection Committees).
  • e-KYC problems from OTP delivery failures or biometric errors.
  • Accidental opt-out (opt out meaning in Subhadra Yojana: voluntarily exiting the scheme, reversible via grievance).

Resolution Timeline:
Simple issues (e.g., data errors): 7-14 days.
Complex cases (e.g., eligibility disputes): 30-45 days.


Next Steps: Track your complaint using the acknowledgment number on the grievance portal.


Why It Matters: Fixing grievances ensures you receive ₹50,000 to fuel your dreams, like Anita from Khordha, who resolved a rejection and started her tailoring business.

Subhadra Plus: What’s New in 2025?

In 2025, the Odisha Government launched Subhadra Plus, enhancing Subhadra Yojana with 10 new initiatives to support Odisha women. With a ₹10,145 crore budget, including ₹153 crore for women’s safety, Subhadra Plus introduces:

  • Kishori Subhadra: Support for adolescent girls’ education and health.
  • Subhadra Surakhya: Safety programs like helplines and awareness campaigns.
  • Subhadra Sangha Clubs: Community groups for peer support and grievance awareness.
  • Kuha Subhadra Call Centres: Dedicated lines for real-time grievance help.
  • Digital Literacy Drives: Training to boost cashless transaction skills.
  • Job Opportunities: Kuha Subhadra Call Centres and Subhadra Shibira camps hire women for roles like helpline operators and field verifiers. Check e-nijukti.odisha.gov.in for vacancies or visit Block Offices for details on roles requiring basic Odia/English and digital skills.

Resolution Timeline:
Simple issues (e.g., data errors): 7-14 days.
Complex cases (e.g., eligibility disputes): 30-45 days.


Why It’s Exciting? Subhadra Suraksha Yojana and Subhadra Sangha makes the scheme more inclusive, ensuring rural women and young girls benefit too. Dive deeper in our Subhadra Plus guide.

Academic Resources for Students and Educators

Subhadra Yojana inspires academic engagement through essays, quizzes, and quotes, ideal for students and educators:

  • Essay on Subhadra Yojana (Odia): Write about its ₹50,000 financial aid for Odisha women, launched by PM Modi in 2024. Example: “ସୁଭଦ୍ରା ଯୋଜନା ଓଡ଼ିଶାର ମହିଳାମାନଙ୍କୁ ଆର୍ଥିକ ସ୍ୱାଧୀନତା ଦେଇଛି, ସେମାନଙ୍କୁ ନିଜ ସ୍ୱପ୍ନ ପୂରଣ କରିବାକୁ ସକ୍ଷମ କରିଛି।” Download sample essays in Odia and English at subhadra.odisha.gov.in for school or college assignments. You can also check the essay at this link.
  • Subhadra Yojana Video: Watch tutorials for application and status check guides.
  • Quotes: “Subhadra Yojana empowers Odisha’s women to dream big and build brighter futures.” – Deputy CM Pravati Parida.
  • Quiz Questions: What is the age limit for this scheme? (21–60). Who launched it? (PM Modi). Check subhadra.odisha.gov.in for quiz competitions and general knowledge resources.

ServiceOfficial LinkPurpose
Official PortalClick HereOfficial Portal for all Subhadra Yojana services.
Citizen LoginClick HereCheck application status and details.
Grievance PortalClick HereSubmission of complaints or issues related to the application.
Beneficiary ListClick HereList of approved beneficiaries by district/block
Bank Account Updation ListClick HereCheck if your name appears in NPCI rejected list. Updating the records.
Odisha Women and Child Development Department WebsiteVisitWebsite of the Women and Child development department that is monitoring Subhadra Yojana.

Frequently Asked Questions (FAQs)

A women empowerment scheme launched by PM Modi in 2024, providing ₹50,000 over 5 years to eligible Odisha women for financial security.

₹10,000/year in two ₹5,000 installments on Raksha Bandhan and International Women’s Day via DBT.

Women aged 21-60, living in Odisha, with NFSA/SFSS cards or family income below ₹2.5 lakh. e-KYC and Aadhaar-linked accounts are mandatory.

Yes, if they meet the eligibility criteria (age, income, residency).

No, it’s exclusive to Odisha. States like Bihar, West Bengal, or Maharashtra have schemes like Mukhyamantri Kanya Utthan Yojana or Lakshmir Bhandar. Check your state’s women welfare portal or contact local authorities. For Bengali translations, request Odia/Bengali support at CSCs.

No, as of May 2025, applicants cannot apply or check status via a public app. Use subhadra.odisha.gov.in on mobile browsers. The Subhadra App on Google Play is for Designated Agencies to perform e-KYC, not for public use. Follow @WCD_Odisha for updates.

e-KYC verifies your identity using Aadhaar via OTP or biometrics, ensuring secure fund transfers.

Visit your bank to link Aadhaar and enable DBT. Re-check after 2-3 days. See our NPCI guide.

Use the Grievance Portal (subhadra.odisha.gov.in/grievance-login), call 14678, or visit CSCs or Subhadra Shibira camps. Details in our grievance guide.

Check the Rejected List on subhadra.odisha.gov.in, correct errors (e.g., Aadhaar details), and file a grievance. Visit our rejection guide.

Go to subhadra.odisha.gov.in/beneficiary-list and filter by district, block, Gram Panchayat, or village.

Next payment will be disbursed on 9th August 2025. You can click here for more details.

No, it’s free financial assistance—no repayment required.

Funds can be used to start businesses like shops or tailoring, as seen in stories like Saraswati’s grocery business.

A 2025 expansion of Subhadra Yojana with 10 initiatives for women’s safety, education, and grievance support.

Use cashless payments (e.g., UPI, debit cards) and rank among the top 100 in your Gram Panchayat or ULB. See our digital literacy guide.

Yes, if your family income is below ₹2.5 lakh. Submit an income certificate with your application.

Contact 14678 or a CSC with your application ID. It may be under review.

Download the guidelines and Standard Operating Procedures (SOPs) in Odia/English at subhadra.odisha.gov.in/assets/website-assets/docs/Subhadra-Guideline-Eng.pdf.


Your Journey to Empowerment Begins Now!

Subhadra Yojana is more than a scheme—it’s a movement empowering Odisha women like Saraswati, Priya, Sunita, and Anita to chase their dreams. Whether you’re applying for ₹50,000, checking your application status, fixing payment issues, or exploring Subhadra Plus, our guide makes it simple.

Take the first step today: visit subhadra.odisha.gov.in, call at the Subhadra Yojana call number (14678), or stop by a CSC. Watch Subhadra Yojana video tutorials on YouTube (search “Subhadra Yojana Odisha”), listen to the Subhadra Yojana Geet, including Koraputia versions, at Subhadra Shibira camps, or download the user manual from official portal. Hindi-speaking women can request Odia/Hindi support at centres. If you are interested in exploring further about the women empowerment schemes, you can click here

Stay tuned to @WCD_Odisha on X or contact via WhatsApp (check portal for number) for the latest news. Let’s build a financially independent Odisha together!